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1 | Apply with our secure application

We’ve designed our Credit Guys application with you in mind. Our online application only takes 60 seconds to fill out and your information is completely secure.

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2 | Receive Approval

After your application has been submitted, our team works with you to get an auto loan. Our expert team will help guide you and get you approved as quickly as possible.

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3 | Get Your Car

Once you're approved, our team will gladly help you get into your new car! It's as simple as that.

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Frequently Asked Questions

  • What is a credit score?
  • Will I need money down?
  • What If my own bank turned me down?
  • What if I owe more on my trade than it's worth?
  • What if I've been bankrupt?
  • What is a credit score?
    The formula for a credit score is fairly complicated. It is based on several major factors.
  • Will I need money down?
    Will you need money down? In a word, “No.” But that doesn’t tell the whole story. While money down on a car loan is not always necessary, it is always recommended. Why? That’s what we’re here for. So take a few minutes to learn what’s best for you and your situation. We’re sure it’ll save you a few headaches—it may also save you thousands of dollars.
  • What If my own bank turned me down?
    As a general rule local banks do not like to extend new credit to customers who appear to be struggling with their current debt loans. Unless you have some strong collateral ie/ home equity they will shy away from subprime loans and my even in some cases even call in some of your outstanding credit with them if they see that you are falling behind.
  • What if I owe more on my trade than it's worth?
    Because ALL vehicles depreciate most people who are currently financing and making the minimum payment will be backwards on their trade. This difference is called negative equity and for qualified buyers can be rolled over into the new finance application. If you don’t owe money on your trade you can use it as money down to reduce your payment.
  • What if I've been bankrupt?
    Bankruptcy presents a challenge to car loan approval, but it’s not an impassable barrier. Every situation is unique, from the cause of your bankruptcy to the extent of your debt. As we’ll explain, a car loan can be the perfect place to start rebuilding your credit, even if you’re emerging from personal bankruptcy. Here’s everything you need to know.

FAQs

What is a credit score?

The formula for a credit score is fairly complicated. It is based on several major factors.

Will I need money down?

Will you need money down? In a word, “No.” But that doesn’t tell the whole story. While money down on a car loan is not always necessary, it is always recommended. Why? That’s what we’re here for. So take a few minutes to learn what’s best for you and your situation. We’re sure it’ll save you a few headaches—it may also save you thousands of dollars.

What If my own bank turned me down?

As a general rule local banks do not like to extend new credit to customers who appear to be struggling with their current debt loans. Unless you have some strong collateral ie/ home equity they will shy away from subprime loans and my even in some cases even call in some of your outstanding credit with them if they see that you are falling behind.

What if I owe more on my trade than it's worth?

Because ALL vehicles depreciate most people who are currently financing and making the minimum payment will be backwards on their trade. This difference is called negative equity and for qualified buyers can be rolled over into the new finance application. If you don’t owe money on your trade you can use it as money down to reduce your payment.

What if I've been bankrupt?

Bankruptcy presents a challenge to car loan approval, but it’s not an impassable barrier. Every situation is unique, from the cause of your bankruptcy to the extent of your debt. As we’ll explain, a car loan can be the perfect place to start rebuilding your credit, even if you’re emerging from personal bankruptcy. Here’s everything you need to know.

Credit Guys / Indoor Auto Sales
Credit Guys / Indoor Auto SalesTuesday, January 24th, 2017 at 10:06am
Lawrence McDonald taking delivery of his New 2013 Ford F150. He is as Happy as squirrel in a nut farm. Good stuff buddy.
Credit Guys / Indoor Auto Sales
Credit Guys / Indoor Auto SalesSaturday, December 24th, 2016 at 8:26am
Congratulations!!!
Credit Guys / Indoor Auto Sales
Credit Guys / Indoor Auto SalesSaturday, December 24th, 2016 at 8:12am
Our WINNERS for the CHRISTMAS GIVEAWAY, Credit Guy's are Making your Dec. or January Car Payment are:
Abaloney McArthur and Jason Figler !!!!
Congrat's and Merry Christmas to All of our valued client's. :-)
Credit Guys / Indoor Auto Sales
Credit Guys / Indoor Auto SalesTuesday, December 20th, 2016 at 8:43am
Since holidays are close and everyone is getting into the holiday spirit! We want to make this time of year a little more Jolly for our existing clients. We really value and appreciate all the support from our current clientele and want to give a little something back to them these holidays!!

We are doing a contest in which you could win your December or January vehicle payment on Credit Guys / Indoor Auto Sales. There will be 2 winners! Doesn't matter how big your vehicle payment is it will be covered! This goes to show you how much we really value our customer!

Contest Rules

1) Like our Facebook Page
2) Comment on the Post
3) Share the Post

You will be entered a ballet for each task granting you greater odds to win!

The draw will end Next Thursday at Midnight and we will pick 2 lucky winners on Friday December 23rd 2016 at 2 pm.

Merry Christmas and Have a Happy New Years

Make sure everyone is driving safe out there smile emoticon:)

For any question ask for Bill or Kyle we would be happy to help you guys out! smile emoticon:)

204-338-8625
info@creditguys.ca
www.creditguys.ca

GOOD LUCK EVERYONE
Credit Guys / Indoor Auto Sales
Credit Guys / Indoor Auto SalesFriday, December 16th, 2016 at 5:52pm
Slow Dance
This is a poem written by a teenager with cancer.
She wants to see how many
people get her poem.

It is quite a poem, please pass it on.
This poem was written by a terminally ill young girl in a
New York Hospital.
It was sent by a medical doctor Make sure to read what is in the closing statement AFTER THE POEM.

SLOW DANCE
Have you ever watched kids on a merry-go-round?
Or listened to the rain slapping on the ground?
Ever followed a butterfly's erratic flight?
Or gazed at the sun into the fading night?

You better slow down.
Don't dance so fast.
Time is short.
The music won't last.

Do you run through each day on the fly?
When you ask, “How are you?”
Do you hear the reply?

When the day is done, do you lie in your bed,
with the next hundred chores running through your head?

You'd better slow down
Don't dance so fast.
Time is short
The music won't last.

Ever told your child,
We'll do it tomorrow?
And in your haste,
Not see his sorrow?

Ever lost touch, let a good friendship die
Cause you never had time
To call and say,'Hi'

You'd better slow down.
Don't dance so fast.
Time is short.
The music won't last..

When you run so fast to get somewhere,
You miss half the fun of getting there.

When you worry and hurry through your day,
It is like an unopened gift....
Thrown away.

Life is not a race.
Do take it slower
Hear the music
Before the song is over.

FORWARDED E-MAILS ARE TRACKED TO OBTAIN THE TOTAL COUNT.

Dear All:
PLEASE pass this mail on to everyone you know -
even to those you don't know!
It is the request of a special girl, who will soon leave this world
due to cancer.

This young girl has 6 months left to live, and as her dying wish, she wanted to send a letter telling everyone to
live their life to the fullest, since she never will.
She'll never make it to prom, graduate from high school,
or get married and have a family of her own.

By you sending this to as many people as possible, you can give her and her family a
little hope, because with every name
that this is sent to, the American Cancer Society will donate 3 cents per name
to her treatment and recovery
plan. One guy sent this to 500 people! So I know that we can at least send it to 5 or 6.

It's not even your money, just your time! Pls read n forward ... !!