Bad Credit Car Loans Winnipeg


While public and private transport might be reasonable options, having a car is a convenience that most people prefer to have. However, not everyone can afford a new or used car. Even if you have the necessary finances you might have a difficult time getting approved for a car loan because of your bad credit situation.

What is a Bad Credit Car Loan?

If you happen to have less than perfect credit, it’s still possible to secure a loan for a new or a used vehicle. A bad credit car loan allows a person with a low credit score to finance a vehicle through a monthly payment plan with a fixed interest rate. Not all lenders will approve a loan to people with less than perfect credit. But at Open Road Outlet, we look beyond the three-digit number.

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Bad Credit Car Loans In Winnipeg Made Easy

At Open Road Outlet, we specialize in helping people with less than perfect credit purchase a vehicle. We understand the challenges that come with being in a difficult financial situation and are here to help you through the process.

Shopping for a vehicle with bad credit can be a stressful and intimidating process. But even if you have previously been declined for auto financing in Winnipeg, we can help. We can help you get approved and driving a new vehicle in next to no time.

Our process was created to be easy and hassle-free. We have a simple online application that can be filled out in less than three minutes. We don’t require your SIN to get started and we only ask you for contact details, place of residence and some basic employment information.

Once we have confirmed those details, a member of our team will be in touch to help you shop our dealership inventory to ensure you drive away in your perfect vehicle. It’s that easy!

Bad Credit? We Look Beyond Your Credit Score.

Credit bureaus typically rate your credit score on a scale from 300 to 900. Three-hundred being the worst score you can have and 900 being the best. Lenders will typically look at your credit score to decide your credit worthiness and it is the predominant factor in determining if you will be approved for auto financing.

A low credit score will make being approved for a car loan in Winnipeg difficult because you will be viewed as a risk. If you’re looking for a new vehicle, having a lower credit score might make the process more difficult.

We take a different approach when looking at the credit worthiness of a potential customer. We look beyond your credit score and focus on the entire financial picture and your unique situation. Often customers will come to us with less than perfect credit scores, perhaps due to an incident in the past, but are still employed and have a good track record of making their payments. This is why we believe that working with our team to review your financial situation is valuable, as it will help us to decide an appropriate budget and payment together.

Why Open Road Outlet For A Bad Credit Car Loan In Winnipeg?

We’re understanding of all financial and credit circumstances, and will always try to secure you with the most suitable and appropriate car loan option. Our team members are friendly, approachable, and understand that everyone’s credit situation is different.

We know how easy it is to become frustrated when you’ve been refused a car loan due to “bad credit.” There are a number of factors that can lead to a situation like this.

You may be self-employed and therefore have no proof of income. Or you may have no credit history at all. Sometimes, you may have simply been a little late paying bills.

We are one of the few Winnipeg car loan providers that offer true in-house financing. This means we lend our own money without having to rely on outside banks or lenders. Lending our money means more approvals, better repayment terms, and better rates.

What’s more, we’re part of the Open Road Outlet family, representing 14 different brands and two collision repair centers. By deciding to finance your new vehicle through us, you’re dealing with a trusted Winnipeg car dealer.

Why not benefit from our no-hassle bad credit car loan service today? Once approved, our experienced team members are on-hand to guide you through every step of the process.

Get Approved for a Bad Credit Car Loan in Winnipeg

We serve the entire Manitoba area, including Winnipeg, Brandon, Thompson, Portage La Prairie and many more. Visit one of our Winnipeg dealership locations today, or simply give us a call.

301 Provinicial Truck Highway 12
Steinbach, MB R5G 1P8

Phone: (204) 326-3344
Fax: (866) 510-8986

Monday: 9:00am – 5:00pm

Tuesday: 9:00am – 5:00pm

Wednesday: 9:00am – 5:00pm

Thursday: 9:00am – 5:00pm

Friday: 9:00am – 5:00pm

Saturday:10:00am – 3:00pm

Sunday: Closed

Apply for Your Car Loan

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!